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2026-07-13 13:39:38 +08:00

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{
"customers": [
{
"customer_id": "10000001",
"pin": "0000",
"full_name": "Jordan Carter",
"branch_name": "Downtown Austin",
"deposit_accounts": [
{
"account_number": "031890246",
"account_type": "Checking",
"balance": 4821.37,
"available_balance": 4615.92,
"interest_rate": 0.10,
"recent_transactions": [
{
"posted_at": "2025-10-08",
"description": "PAYROLL DEP - HORIZON TECH",
"amount": 3250.0
},
{
"posted_at": "2025-10-05",
"description": "ZELLE TO ALEX R",
"amount": -120.45
},
{
"posted_at": "2025-10-04",
"description": "COFFEE ROASTERS",
"amount": -5.85
}
]
},
{
"account_number": "712450987",
"account_type": "High-Yield Savings",
"balance": 18250.41,
"available_balance": 18250.41,
"interest_rate": 3.30,
"recent_transactions": [
{
"posted_at": "2025-09-30",
"description": "INT EARNED",
"amount": 8.91
},
{
"posted_at": "2025-09-15",
"description": "TRANSFER TO CHECKING",
"amount": -400.0
}
]
}
],
"credit_cards": [
{
"card_number": "4485 1399 2211 0099",
"product_name": "Platinum Travel Rewards",
"credit_limit": 15000.0,
"statement_balance": 2150.76,
"minimum_due": 68.0,
"payment_due_date": "2025-10-18",
"rewards_earn_rate": "3x travel, 2x dining"
}
],
"loans": [
{
"loan_id": "HOME-88421",
"loan_type": "30-Year Fixed Mortgage",
"original_principal": 420000.0,
"outstanding_balance": 367425.19,
"interest_rate": 3.45,
"next_payment_due": "2025-10-12",
"monthly_payment": 1954.32,
"autopay_enabled": true
}
],
"rewards": {
"tier": "Platinum",
"points_balance": 138940,
"expiring_next_statement": 4000,
"cashback_available": 182.55
}
},
{
"customer_id": "20000002",
"pin": "1111",
"full_name": "Riley Martinez",
"branch_name": "North Loop",
"deposit_accounts": [
{
"account_number": "601244555",
"account_type": "Checking",
"balance": 2145.82,
"available_balance": 2012.68,
"interest_rate": 0.05,
"recent_transactions": [
{
"posted_at": "2025-10-06",
"description": "FREELANCE PAYMENT",
"amount": 1500.0
},
{
"posted_at": "2025-10-03",
"description": "GROCERY MARKET",
"amount": -212.12
},
{
"posted_at": "2025-09-29",
"description": "ELECTRIC UTILITY",
"amount": -108.44
}
]
}
],
"credit_cards": [
{
"card_number": "5317 8810 4410 2256",
"product_name": "Cashback Everyday",
"credit_limit": 8000.0,
"statement_balance": 412.09,
"minimum_due": 25.0,
"payment_due_date": "2025-10-20",
"rewards_earn_rate": "1.5% unlimited cashback"
}
],
"loans": [
{
"loan_id": "AUTO-22901",
"loan_type": "Auto Loan",
"original_principal": 28000.0,
"outstanding_balance": 18642.77,
"interest_rate": 4.99,
"next_payment_due": "2025-10-10",
"monthly_payment": 415.17,
"autopay_enabled": false
},
{
"loan_id": "STUDENT-00218",
"loan_type": "Private Student Loan",
"original_principal": 42000.0,
"outstanding_balance": 19880.43,
"interest_rate": 5.25,
"next_payment_due": "2025-10-28",
"monthly_payment": 290.1,
"autopay_enabled": true
}
],
"rewards": {
"tier": "Gold",
"points_balance": 4820,
"expiring_next_statement": 0,
"cashback_available": 32.18
}
}
]
}